To obtain the Experian cancellation of the negative information present in this credit data bank, the procedures are the same as for global company, of which we have repeatedly spoken. Even Experian, in fact, must comply with the provisions of the law on the conservation of credit data.
Experian Cancellation: Timing?
In light of the above, it is possible to obtain the Experian cancellation of the negative data present only if after 12 or 24 months, if it is a delay in the payment of a maximum of two installments for no more than two months or for more than two installments. and longer delays then remedied.
In order for the information to be eliminated from Experian, 36 months are required, however, in the event of outstanding or serious non-fulfillment, where the time for terminating the relationship with the institution is taken into account when calculating the time to obtain the Experian cancellation.
Experian Cancellation: How to request a Visura?
In another article we inserted the Experian global company and CTC modules to request a visura. The service is free and will answer you in about 15 days. Access this link to download the document for free.
As for the positive data, to obtain Experian cancellation automatically, just wait 36 months from the date of termination of the contract or the relationship with the institute. Obviously the positive data, such as loans, mortgages, loans, extinct revolving cards and always paid well, are a well accepted fact for the financial companies in the evaluation phase of a loan.
Experian cancellation: is it possible to anticipate the times?
Recall that, as for global company, it is not possible to obtain the Experian cancellation in ways different from those described, since Experian revocation can only be obtained automatically. Beware of who promises to revoke the data in the database, especially if in return for a fee. It is not possible to cancel the messages, not even to delete them.
To obtain data storage from Experian, it is necessary to wait for the necessary time and the service is absolutely free.
Experian reporting: is it possible to obtain a loan?
Sure! Even if it appears on the list of bad Experian payers and you are interested in obtaining new liquidity, with Isocredit you have the possibility to do so.
Request a new loan now and get the money you need.